Privacy Policy

This Privacy Policy sets out how the Indian Microfinance (“we,” “our,” “us,”) collects, uses, and shares the information that you provide to us through our website located at http://indianmicrofinance.com/ (our “Site”) or through our services (collectively, our “Services”).

Information We Collect

  •  Our registration forms require users to give us contact information that may include name, email address, address, interests, and similar information. 
  •  We also collect and store information about your device and your visits to the Site such as your IP address, geographical location, browser type, referral source, length of visit, and number of page views. See more in the “Internet Protocol Address” and “Cookies” sections below.
  •  If you contact us, we may keep a record of that correspondence, including your contact details, name, interests, and related job information. This includes any email correspondence with Indian Microfinance.
  •  If you are invited to or attend an Indian Microfinance event, we may collect and store information such as your name and email address and keep a record of your interest in that event and topic.

How We Use Your Information

We use your personal information for various purposes, including:

  •  to contact you, including to respond to your inquiries;
  •  to send fundraising solicitations;
  •  to send you our newsletters, topic updates, and event invites, at your request;
  •  for business purposes, such as analytics, research, advertising and marketing, and operational purposes;
  •  to maintain, operate, customize, and improve our Services;
  •  to comply with law enforcement and maintain our security; or
  •  as otherwise disclosed at the time of collection or use.

You may unsubscribe from our email communications at any time by emailing us at http://indianmicrofinance.com/contact-us.

We do not use automatic decision-making or engage in profiling.

If a situation arises where we intend to use your personal information for any reason beyond its original purpose, we will notify you and provide additional information ahead of time.

How We Share Your Information

We may share your information with third parties, including the following:

  •  with third parties that provide services on our behalf;
  •  as part of a sale, merger or acquisition, or other transfer of all or part of our assets including as part of a bankruptcy proceeding;
  •  pursuant to a subpoena, court order, or other legal process or as otherwise required or requested by law, regulation, or government authority programs, or to protect our rights or the rights or safety of third parties; or
  •  with your consent or as otherwise disclosed at the time of data collection or sharing.

On the rare occasion that an Indian Microfinance newsletter transitions ownership to another organization you will be given the opportunity to opt-out before any information is transferred. Indian Microfinance will not trade or sell a donor’s personal information with anyone else, nor send donor mailings on behalf of other organizations. However, we may share information that has been de-identified or aggregated without restriction.

For International Visitors

This section applies to those that visit our Services from the European Economic Area, the United Kingdom, United States and Switzerland.

Indian Microfinance processes personal information with your consent (e.g., when Indian Microfinance processes personal information to provide Services you request). On other occasions, Indian Microfinance may process personal information when it needs to do this to fulfill a contract (e.g., to process your registration with our product) or where required to do this by law. If necessary, Indian Microfinance may also process personal information when it is in Indian Microfinance legitimate interests to do this (e.g., for customer service) and when these interests are not overridden by your data protection rights.

Please be aware that the personal information we collect may be transferred to and maintained on servers or databases located outside your state, province, country, or other jurisdiction, where the privacy laws may not be as protective as those in your location.

You have a right to the following:

  •  to request access to the personal information we hold about you;
  •  to request that we rectify or erase your personal information;
  •  to request that we restrict or block the processing of your personal information;
  •  under certain circumstances, to receive personal information about you that we store and transmit to another without hindrance from us, including requesting that we provide your personal information directly to another, i.e., a right to data portability; and
  •  where we previously obtained your consent, to withdraw consent to processing your personal information.

To exercise these rights, contact us via the “Contact Us” section below. Please be aware that Indian Microfinance may be unable to afford these rights to you under certain circumstances, such as if we are legally prevented from doing so.

Additionally, you have the right to lodge a complaint against us. To do so, contact the supervisory authority in your country of residence.

How Long Your Information is Stored For

The personal information you provide will be kept on our database for as long as is reasonably required for the purpose(s) for which it was submitted.

The criteria used to determine the period of storage of information is: (i) the respective statutory retention period; (ii) our contractual and/or business relationships with you; (iii) (potential) disputes; and (iv) any guidelines issued by relevant supervisory authorities. After expiration of that period, the corresponding information is routinely deleted, as long as it is no longer necessary for the fulfillment of a contract or the initiation of a contract.

If you apply for a job with Indian Microfinance we will keep your application materials on file, including any voluntary demographic data you may include with your submission, for up to one year.

Internet Protocol Address

We collect an IP address from all visitors to our Site. An IP address is a number that is automatically assigned to your computer when you use the Internet. We use IP addresses to help diagnose problems with our server, administer our Site, analyze trends, and gather broad demographic information for aggregate use in order for us to improve the site, and deliver customized, personalized content.

Use of “Cookies”

Our Site uses cookies to enhance your experience while using our site. Cookies are pieces of information that some websites transfer to the computer that is browsing that website and are used for record-keeping purposes at many websites. Use of cookies makes web surfing easier by performing certain functions such as saving your passwords, your personal preferences regarding your use of the particular website and to make sure you don’t see the same ads repeatedly. Many consider the use of cookies to be an industry standard.

Indian Microfinance uses Google Analytics, Pardot, and other third-party services to improve the performance of the Site and for analytics and marketing purposes. For more information about how Google Analytics collects and uses data when you use our Site, visit https://www.google.com/policies/privacy/partners/, and to opt-out of Google Analytics, visit https://tools.google.com/dlpage/gaoptout/.

Your browser is probably set to accept cookies. However, if you would prefer not to receive cookies, you can alter the configuration of your browser to refuse cookies. If you choose to have your browser refuse cookies, it is possible that some areas of our Site will not function properly when you view them.

Other Websites

Our Site contains links to other websites. Please note that when you click on one of these links, you are entering another website for which Indian Microfinance has no responsibility. We encourage you to read the privacy policies on all such sites as their policies may be different than ours.

The Site may also include integrated social media tools or “plug-ins,” such as social networking tools offered by third parties. If you use these tools to share information or you otherwise interact with social media features on the Site, those social media companies may collect information about you and may use and share such information in accordance with your account settings, including by sharing such information with the general public.

Your interactions with third-party social media companies and the use of their features are governed by the privacy policies of the companies that provide those features. We encourage you to read the privacy policies for any social media accounts you create and use.

Updates to Policy

We may change this Privacy Policy at any time in our discretion. If we decide to change our Privacy Policy, we will post these changes on this page. Please review this page periodically to see any updates to the information provided here.

Contacting us

If you have any questions about this Privacy Policy, the practices of this Site, or our Services, you can contact us